

DUNS Number:
118 967 987
Mon - Sat
8 AM - 8PM
Eastern

DAN MULLIN INSURANCE

Final Expense Whole Life Insurance
“Dan Mullin Insurance provides affordable final expense whole life, burial, and guaranteed acceptance life insurance with most applicants qualifying for first-day coverage, fixed rates for life, and most claims paid within 24 hours for families across 18 states.”
Representing:

History of the Dumbhundred
An overview of how Dumbhundred developed as a working neighborhood and became part of Cumberland’s historic landscape. It introduces the people, buildings, streets, institutions, and traditions explored throughout this series.
The Columbia Building:
From Church Community to Neighborhood Landmark

.jpg)
.jpg)
The Columbia Building stands in the foreground while the tower of the Town Clock Church rises behind it—a striking view that visually connects the building with the church congregation responsible for its beginnings. Photograph by Dan Mullin, August 27, 2026.
At the intersection of Columbia and Polk streets in Cumberland stands an impressive Gothic-style stone structure known today as The Columbia Building. Its appearance reveals its original purpose: it was constructed as a church.
The building at 11 Columbia Street is also directly connected to one of Cumberland’s best-known landmarks—the historic Town Clock Church on Bedford Street. Both buildings once served the same Lutheran congregation.
The German Lutheran Congregation
During the early nineteenth century, Cumberland attracted a growing population of German immigrants. German-speaking Lutherans initially worshipped with the city’s English-speaking Lutheran congregation, but they wanted regular services and sermons in their native language.
They eventually formed a separate congregation that became St. Luke’s Evangelical Lutheran Church. St. Luke’s was formally incorporated in 1848, and its members constructed their own church at what is now 312 Bedford Street.
That building became known as the Town Clock Church.
According to a popular Cumberland tradition, the city offered to provide a clock to whichever of two German congregations—the German Lutherans or the German Catholics—completed its church tower first. The Lutherans reportedly won the friendly competition because women of the congregation held lanterns and torches at night, allowing the men to continue working after dark.
The city placed a clock in the Lutheran church tower, giving the building its familiar name. The Town Clock Church became an important landmark and a visible reminder of the German immigrants who helped shape Cumberland during the nineteenth century.
St. Luke’s worshipped in the Town Clock Church for approximately three-quarters of a century.
A New Church on Columbia Street By the early twentieth century, St. Luke’s needed a larger and more modern building. The congregation purchased property for a new church in 1914, but construction was delayed, in part because of the First World War. A large Gothic-style stone church was finally constructed during the 1920s at 11 Columbia Street, at the intersection of Columbia and Polk streets. Designed to serve as both a sanctuary and an education building, it provided St. Luke’s with considerably more room for worship, Sunday school classes and other congregational activities. St. Luke’s officially moved from the Town Clock Church into its new Columbia Street home on June 5, 1927. The Columbia Street building therefore became the second home of the congregation that had built the Town Clock Church. St. Luke’s Moves Again St. Luke’s remained in the Columbia Street church for approximately 33 years. As its congregation and programs continued to develop, the property did not provide sufficient room for further expansion. In 1957, the congregation voted to relocate. A new St. Luke’s Lutheran Church was constructed at 1601 Frederick Street and dedicated on May 1, 1960. That remains the congregation’s home today. The three locations represent successive chapters in the history of the same congregation: Town Clock Church on Bedford Street → St. Luke’s Church at 11 Columbia Street → present St. Luke’s Lutheran Church on Frederick Street After St. Luke’s departed, the Town Clock Church remained standing and became the home of First Christian Church, Disciples of Christ. It was listed on the National Register of Historic Places in 1979. From Lutheran Church to Jewish Synagogue The Columbia Street building began another important chapter in 1960 when it was purchased by Beth Jacob Anseh Hebrew Congregation. Beth Jacob had been organized in Cumberland in 1913 as an Orthodox Jewish congregation. Its members initially worshipped in private homes and rented halls before establishing a synagogue on North Centre Street. The congregation became Conservative in 1949. During the 1950s, Beth Jacob outgrew its Centre Street building. When St. Luke’s moved to Frederick Street, Beth Jacob purchased the former Lutheran church at 11 Columbia Street and converted it into a synagogue. Relatively few structural alterations were required. Jewish symbols were incorporated into some of the stained-glass windows, and a Torah ark was installed in the sanctuary. The spacious interior included a balcony surrounding the upper sanctuary, religious-school rooms, a small chapel, a large kitchen and a vestry with a stage. Another lower level reportedly contained a small basketball court. For more than two decades, the building served as a center of Jewish worship, education and community life. Newspaper notices from the period record religious services, meetings, social events and rummage sales held at Beth Jacob Synagogue. The Columbia Building As Cumberland’s Jewish population declined, the large building became increasingly difficult for the smaller Beth Jacob congregation to maintain. During the late 1980s, it was sold and renovated for new purposes. In November 1987, the Cumberland Area Health Education Center—later known as AHEC West—moved its offices and student residences into the renovated building. Over the following years, the property accommodated offices, educational programs, residences, a preschool and other community uses. Beth Jacob retained the small chapel for regular services for a period after the larger building was converted. Some ceremonial objects and historical materials were transferred to the Jewish Historical Society of Maryland, while the congregation’s Torah ark was donated to Beth Shalom Congregation in Columbia, Maryland. Two stained-glass panels from the Columbia Street building were later donated to Cumberland’s B’er Chayim Temple. Beth Jacob and B’er Chayim completed their merger in 1998, and the combined congregation emerged at B’er Chayim in January 1999.
.jpg)
The Columbia Building at the intersection of Columbia and Polk streets. The street signs establish its exact location. The building was the second home of the St. Luke’s congregation, which had previously worshipped at Cumberland’s Town Clock Church. Photograph by Dan Mullin, August 2026.
One Building, Several Chapters of Cumberland History
The Columbia Building is significant for more than its distinctive stone architecture. It represents several important chapters in Cumberland’s religious and cultural history.
It was built by the German Lutheran congregation responsible for the Town Clock Church. It later became the home of Beth Jacob Synagogue and served Cumberland’s Jewish community. Its preservation and conversion during the late twentieth century allowed the building to continue serving the community in new ways.
Today, the words “The Columbia Building” appear above the former church entrance. The sanctuary windows, steep roof, stone walls and other architectural details still reveal the building’s original religious purpose.
Together, the Town Clock Church and the Columbia Building tell a continuing story. The congregation that built the Town Clock Church later built the Columbia Street church, and two different religious communities used the Columbia Building as a place of worship.
The building at Columbia and Polk streets is therefore not merely a former church. It is a surviving connection among Cumberland’s German Lutheran heritage, its Jewish history and the continuing preservation of the city’s historic neighborhoods.
Sources and Further Reading
● St. Luke’s Lutheran Church—History of the Congregation
● Maryland Historical Trust—Town Clock Church
● Western Maryland’s Historical Library—Town Clock Church
● German Marylanders—St. Luke’s Lutheran Church, Cumberland
● B’er Chayim Congregation—History of Beth Jacob Synagogue
● AHEC West 1994 Annual Report—History of the Columbia Building
● AHEC West 1988 Annual Report—Renovation and Move to the Columbia Building



.jpg)





.jpg)

.png)
.png)
.png)

.png)
.jpg)
.jpg)
.png)
.jpg)

.jpg)

.jpg)
.png)

.png)