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Incarcerated Family Member

Life Insurance to Cover an Incarcerated Family Member

The Guaranteed Issue Final Expense Whole Life Policy is a unique solution that allows a family member to purchase much-needed coverage for a relative who is incarcerated. This policy requires no health questions whatsoever—there is no medical exam, and (from most states) no signature or recording is needed from the prospective insured, making the process simple and private. 

Coverage amounts are available up to $10,000. For the first three years, if the insured passes away from natural causes, the policy pays out a limited benefit equal to 110% of the premiums paid. However, accidental death is covered at the full benefit amount from day one—there is no waiting period for accidental death. 

After the 3-year limited benefit period, the person is fully covered.

  •   Natural death will payout the full face value.

  •   Accidental death will result in a payout equal to twice the face value.

This whole life policy offers additional valuable features, including: 

Cash value growth over time, which you can borrow against if needed 

Lifetime coverage: the policy never expires as long as premiums are paid 

Premiums never increase 

Benefit never decreases 

Fast claims service: most claims are paid within 24 hours of receiving the required paperwork 

No restrictions on tobacco or nicotine use

This policy provides families with a straightforward way to ensure their loved one’s final expenses are covered, even in challenging circumstances.

Family members may call 202-285-9911 for free quotes and details

Dan Mullin Insurance, Cumberland MD.

The family member purchasing the policy may be the

spouse, adult child, parent, adult grandchild, grandparent or sibling of the person to be insured, and  must be in one of the 18 states, served by Dan Mullin Insurance during the phone call enrollment:

 

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www.DanMullinInsurance.com     202-285-9911

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